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Car-less or Careless?

August 8, 2010
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Andy and I have seriously considered getting rid of our car. The catalyst wasn't the desire to make gallant efforts for the environment, make closer social connections to our community, or get in shape by forcing ourselves to walk and bike everywhere.

These excellent effects alone make going car-less worth considering, but like most decisions where you fly by the seat of your pants, the idea initially stemmed from a financial root: we need cash, we need it fast, and our car is the most valuable thing we can quickly sell.

It might sound reactionary or pretentious, but it's actually a very feasible option for us. We both work from home, we homeschool our kids, and we live in a relatively walkable neighborhood. It's a pleasant stroll to church, library, bank, plenty of shopping, and a delicious diversity of restaurants. If we need to make a long-distance trip, it's simple to snag a bargain mass-transit fare or car rental online. For running errands where pulling 3 kids in a wagon would turn a leisurely walk into a torturous trek, we can bike or take the city bus. And if Cumberland County officials ever deem the project worthy, (maybe I'll run for office!), we could have a regional rail line running right through Camp Hill someday. The idea of actually going through with selling our only motor vehicle left me a little giddy as it seems like such an interesting challege. I'm curious to know what the Gaskin Family could learn about itself in the process.

But the idea comes to a halt as suddenly there looms a wall containing this obvious fact: We have social lives outside our immediate community. We have many friends and we love them dearly. What about those meetings with friends miles away where waiting for a bus or taxi isn’t a timely option? What about birthday parties? What about when friends invite us over? The holistic reasons making this decision are negated if it turns me into the jerk who incessantly bums rides, always has to say no because taxis are prohibitively expensive, and burdens everyone with an unconventional choice that ultimately reads: “I love saving money more than I love hanging out with you.” Car-lessness might have worked just fine for Anne when Diana was just a quick walk through the Haunted Wood away, but suburban sprawl isn’t conducive to walkable friendships. I’m not willing to sacrifice fellowship for frugality.

So, the brainstorm has turned into a fog. But rather than give up the idea completely, I’m delegating the brainstorm to you; perhaps there’s a glaring pro/con/solution to my conundrum that I’m seeing right past. Do you have anything to add to the table below? Leave me a comment, I'd love to know your perspective. 

 

PROS:
 

Financial:

-no tires (every 4 years or so avg: ($100/y)

-no registration ($35/y)

-no maintenance: oil changes, fluid refills, etc. ($100/y)

-no emissions test ($30/y)

-no inspection ($30/y)

-no repair costs (most people spend avg. $400/y, more the older the car gets)

-no insurance ($50/m)

-no fuel ($70/m not including road trips)

-less likely to make on-the-fly purchases or buy more than we need

-sell now, kbb value: $4630

 

Health:

-increased exercise and time outdoors = -decreased health/body issues!

-VASTLY decreased injury/death risk with less time on the road

-increased mental health as we challenge ourselves

-decreased stress levels (one less thing to maintain or pay for!)

 

Social:

-meet people on public transportation

-feel more connected to our community

-blog about experience

-less environmental impact

-support local economy

-motivation to support a regional rail system in Cumberland County (it was originally rejected) 

-inspire Andy to try all the fantastic restaurants down the street rather than hit the Arby's drive-thru :)

 

Practical:

-increased educational opportunity for kids

-extra free time when using PT

-easier to interact with kids while walking or using PT

-opportunity to experience driving different kind of cars when we rent

-more conscientious of how we manage our time and spend money on transportation

 

 

 

 

 

 

 

CONS:
 

Financial:

-public transportation (probably get a bus pass ($16/month) 

-airfare, train, taxi, etc. 

-Car rental, at the most 5 days a month (can rent an economy car at Alamo for $15/day = $75/month + gas)

-keep drivers licenses ($20 every 5 years; ($4/year per person = $8/yr.)

-I’ll have to buy a bike and bike trailer

 

Health:

-depend on others for emergency transport

-probably change health care providers to places within walking distance

 

Social:

-have to say no, or extensively plan to go on outings not within reasonable walking distance (birthday parties, etc.)

- gym membership, no Rich Valley gymnastics for kids, no spontaneous trips out of the borough

-bug people by asking them for rides or saying no

 

Practical:

-forced to plan where and when we go places outside our community

-have to really bundle up in the winter

 

 

Leave a comment:
 
 


Sara
  August 8, 2010 5:41pm

I love it! It's hard for me to push the giddiness aside to look at it as practically as one should. :) You know the specifics better than I, obviously, but I think that you could make it work if you wanted to. Suppose you did sell it today. A year from now, can you see yourself greatly regretting the decision, or can you see yourselves having adjusted to it as you have every other big decision you've made as a family? I know you're flexible and ready to conquer challenges. I think you can do it. :D (Unless, of course, you really don't think it's a wise decision. Then don't. Helpful, I know.)
Mom-Mom
  August 8, 2010 11:51pm

Don't use it as a "quick-fix" short-term solution. It's not wise because after you've used the car money for expenses, you may still have a financial need situation and will also be car-less. You need a more long term solution than selling your only means of independant transportation. YI feel you would come to regret it. Thing long and hard before you do this.
Anonymous
  August 9, 2010 12:55pm

My only concern would be if there was a medical emergency with someone in your family. If you keep the car, then you always know you have quick transportation to the nearest medical center. The ambulance would be the next best option, however, from personal experience this can get quite costly even with insurance(approx. 200-300 dollars a trip). This sounds like a great idea, if you lived in a big city with an extensive subway/metro system or if it was just Amy and Andy, but with kids involved, I'm not sure it would be a good idea. There has to be a better option to the financial situation than selling your car. Trust in the Lord and have faith that he will provide you with a solution to your financial situation, if there are any doubts about this plan, pray and ask God for guidance, he will makes things clearer one way or another.
Ramona
  August 9, 2010 8:41pm

I would try not using the car for a month before you sell it. Pretend you do not have the car and try the solutions you gave in the blog. If you find you can still live your lives then sell the car. If it is too hard then you don't sell the car.
Aaron
  August 9, 2010 8:54pm

Here's my take on it. If you go car-free (note, not car-less): - You will have significantly more money in your pocket (over $9,500 a year, on average, according to AAA). [1] - You will be in better shape and could automagically weigh up to 10 pounds less. [2] - You and your kids will be SIGNIFICANTLY safer since traffic accidents are the leading cause of deaths in the Americans from birth to age 34. [3] Plus your environmental impact goes way down, you'll meet more people, and, most importantly, you'll be a car-free pioneer in a region that could really use more. With that said, I would say that you absolutely should sell your call IF metro Harrisburg had a built-environment that was pedestrian-centric or if it had a car-share program. But it doesn't and that is your major source of inconvenience. The question you need to answer then is whether the inconvenience of not being able to attend every social event or run through the drive-thru is worse than the many advantages of being car-free. If it is, then do it. If not, then don't. If you're unsure, sell the car and try it for a year (a month isn't long enough and you'll use if you have it - we've tried) as an experiment like this guy. [4] Keep the money from the sale of the car and, if it works out, then go on a nice vacation. If it doesn't work out, buy a nicer car with all the money you saved! I hope this helps. [1] is.gd/eaHPS [2] is.gd/eaHWy [3] is.gd/eaHS2 [4] is.gd/eaHUt
heather t
  August 9, 2010 9:31pm

i'm seeing an in between--as others have mentioned. keep the car, but don't use it. it will require repairs less if it's used less. keep it for times when you need it, but go ahead and live as if you don't have it. consider changing insurance providers. i know that's not a big cost, but lots of companies give incentives for switching. your mom pointed out that it's too short-term of a solution for a long-term problem..should you need more cash down the road. that will also save you the cash on renting a car when needed. and if you need more income, andy could always use that car to deliver pizzas a couple nights a week...jared does. :)
Chris
  August 10, 2010 11:38am

The systems guy in me sees a few problems with being carless.
1) Andy works from home but does have to meet with clients from time to time. add in more days of car rental or lost time due to waiting on bus.
2) Car rental costs. If you cancel your insurance you will need to purchase it from the rental car company,easily doubling the cost of the car rental.
3) You will still need to keep drivers license, for emergencies and to rent a car, and as a form of ID.
4) Meet people on public transit: My misanthropic nature tells me that is not always a positive thing.
5) As a student at Penn State who was carless, weather is a big problem. We have cold wet winters and get a decent amount of rain in the spring and summer. By yourselves that may not be a big problem but try getting kids to doctors during a rain storm.
6) Other option: sell car, buy cheaper car. Doug has the car ministry at church. Spend $500 for a car that runs so you have transportation and get car repairs for free, with just cost of parts.
7) KBB is an estimate, what can you really get for your car?
8) Do you know anyone who is carless around here? CAT is not the NY subway/taxi system. I rode PT in Philly to work in Center City and while it was OK, you are on their schedule not yours. One of my pet peeves was missing the 5:08pm train and having to wait until 5:35 to catch next one. (plus 50 minute ride home)
9) Support local economy: Buying gas supports local economy, paying for repairs supports local economy, etc etc.
10) What about the good you do by having a car? Helping out a friend who needs a ride, delivering food to shutins/families in need or whatever else you use the car for.

Just my 2 cents....
Kristy
  August 10, 2010 12:27pm

Why not try a combination. You could cut back on the use of the car which would save you money in the long run, help to increase your health and then the car would still be available in the case of emergency. It would also let you see if you could handle not having a car so you can test out the pros and cons to see what really is most important to you.
Dave M
  August 11, 2010 12:36am

Well, one thing for certain is that you are approaching the decision well. I do not believe you two will jump into anything and your pro / con list along with the comments from those who love you guys covers everything I initially thought of. I will simply throw a vote toward holding on to the car and reducing costs by decreased use. Remember, different items on the pro / con list carry different weight. Shop for best insurance rates, raise your deductible, make sure you write off Andy's mileage for work related use, etc. Your vehicle is not excessive or costly to maintain, relatively speaking. Recouping the investment will not be as simple as it may seem and a business opportunity tomorrow could generate need of regular transportation. I know you two will make the right decision for your family circumstances.
  AmyGaskin: "Do you hope other women compare themselves to you?" OUCH. t.co/4yIGjabq #hardquestions